The Independent Landlord is a personal blog, owned and operated by me, Suzanne Smith, and all opinions featured are my own.
By using this site, you are indicating your agreement to the terms of this Privacy Policy, Terms of Use and Disclaimer. If you disagree with any of the terms, please do not use my site.
This Privacy Policy, Terms of Use and Disclaimer (“Policy”) explains how The Independent Landlord will use and protect any information you give me when you use my website. Any information that you supply via this blog will only be used in accordance with this Policy.
It also includes my copyright notice, my terms of use and my disclaimer.
The Independent Landlord is the trading name of Suzanne Smith
VAT number: GB 503 884 780
Privacy Policy, Terms of Use and Disclaimer at a glance
Terms of Use
Disclaimer
This is very important.
The Independent Landlord provides general information only. It is not legal advice, no solicitor–client relationship is created, and you should obtain advice on your own circumstances before acting on my content.
I do not warrant that my content is accurate, complete or up to date.
The law is constantly changing, is open to interpretation and I just share what I think we should do. I might not be right, or entirely right.
To the fullest extent permitted by law, I exclude all conditions, warranties and representations, and all liability for any loss or damage arising from your use of, or reliance on, this content, whether in contract, tort (including negligence) or otherwise. This includes loss of profit, business, anticipated savings, data, goodwill, and any indirect or consequential loss.
Of course, nothing in this notice excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any liability that cannot lawfully be excluded or limited.
I also cannot and do not provide legal advice to individuals who contact me through my contact form or in the comments. Sorry.
>> Related Post: Can you advise me what to do?
Newsletter subscription
When you sign up for The Independent Landlord newsletter, you provide your email address and sometimes your name.
This information is maintained in two places:
- On the blog by WordPress. I access this information via the WordPress dashboard only. I do not process your email further and do not share it with any third party.
- On the mailing list host MailerLite. I have full access to all data stored there and can delete a subscriber’s data should they so wish.
I will use your email address to email you The Independent Landlord newsletter, which may contain direct or indirect marketing material such as blog posts or pages where I have partnered or collaborated with companies in exchange for a fee or commission.
When you subscribe to receive my newsletter, you consent to receiving this marketing information which forms part of my blog or newsletter. If you do not wish to receive such marketing information, you should not subscribe to the newsletter or you can unsubscribe at any time via the link in the newsletter, or by contacting me. You can continue to use my website freely, without subscribing to the newsletter.
Note that my disclaimer above applies to all the content in the newsletter and any links contained in it.
The Independent Landlord Hub
I operate The Independent Landlord Hub on a platform provided by CircleCo, Inc (Circle). You can find Circle’s Privacy Policy here. Payments are handled by Stripe Payments Europe Limited. Here is Stripe’s Privacy Policy of Stripe.
If you join The Independent Landlord Hub, I will retain your name, email address and details of your subscription. I do not retain your payment details as that is handled by Stripe Payments Europe Limited. I will also see if you have completed courses and receive details of your activity levels in the Hub.
Comments on the website
When visitors leave comments on my website, we collect the data shown in the comments form. We also collect the visitor’s IP address and browser user agent string to help spam detection.
An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Cookies
A cookie is a text-only string of information that your computer stores for a time via your web browser. This is done so that the website can remember who you are. Cookies cannot be used by themselves to identify you personally. A cookie will typically contain the name of the domain from which the cookie has come, the ‘lifetime’ of the cookie, and a value, usually a randomly generated unique number.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. The login cookies will be removed if you log out of your account.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
I also use Google Analytics to collect data to understand how visitors use my website so I can improve its design and functionality. With your consent, Google Analytics processes and collects your personal data (cookies and IP address) to give me useful information. Google Analytics will transfer your data to the United States and store it for 6 months.
Embedded content from other websites
Articles on this site include embedded content (e.g. videos, images, articles, etc.) and links. Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content. This includes tracking your interaction with the embedded content if you have an account and are logged in to that website. I don’t have control over these websites, so do check their privacy policies before sharing your personal data with them.
Affiliate links
All of the content on The Independent Landlord is free. I sometimes add affiliate links to content, where I believe they are helpful and relevant for property investors. This means that if you click on a website linked by me (such as Amazon, the NRLA, OpenRent and Viewber), and make a purchase on that website, I may gain a small percentage or a fixed amount of any sale revenue.
The data that you enter on the website where you make a purchase (such as a delivery address or telephone number) is not passed back to me. When you use other websites, any personal information you give them will be dealt with in line with their privacy policies, not mine. Please do check their privacy policies before using the site or providing any personal data about yourself to them.
As I am unable to provide advice to individuals myself, sometimes they ask me to refer them to a specialist. If I do this, it is likely I will receive some sort of referral fee, affiliate fee or commission.
You can find more about my affiliate policy here and my approach to referrals here.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.
What rights you have over your data
If you have left comments on this website, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Copyright notice
I own or have licensed the copyright to the content and images on this website.
After a number of blatant instances of plagiarism of my original content, I have reluctantly decided to disable the ability to copy my text or images to prevent future unauthorised copying and plagiarism of my content.
Fair use of copyrighted material is permitted, but you can’t use the “right click” or print functions to copy content in my blog posts. I have set this up to stop unfair use of my copyrighted material. “Fair use” includes non-commercial educational purposes, research, criticism, commentary, and news reporting.
If you wish to use quotations from my website, you’ll need to type it out yourself. You must cite The Independent Landlord as the author, and provide a link to the URL of the web page. You may not alter or modify what I write when you quote me in direct quotations. Indirect, paraphrased quotes must not misrepresent what I say.
I do create content for companies, but I charge for this. You can find out more here: Collaborating with The Independent Landlord.
Any questions, please contact me using my contact form.